Todd’s clients value his experience in insurance regulation, transactions and governance, administrative law and employee benefits. He brings a practical approach to help clients navigate complex regulatory environments.

Todd leverages his prior experience with a Fortune 500 insurer to advise insurers, third-party administrators, employers, and insurance agents and brokers on key insurance corporate and regulatory issues. He counsels clients in health and welfare benefits regulation including HIPAA, COBRA, the Affordable Care Act and ERISA.

Todd advises insurance companies on corporate transactions including formation, licensing, mergers and acquisitions and dissolution.

He counsels on state and federal insurance compliance and regulatory issues including product development and filings, enforcement actions and holding company act filings.

He advises on health plans, HRAs, HSAs and wellness programs.

Todd is involved in setup, regulation and administration of MEWAs, association health plans, bundled self-funded health plans, captive arrangements and VEBAs.

Todd advocates for clients with state and federal agencies including state d...